Website: https://www.kofinance.xyz/ Effective Date: October 20, 2025
Please read these Terms and Conditions (“Terms,” “T&C”) carefully before using the website kofinance.xyz (the “Service,” “Website,” “we,” “us,” or “our”).
By accessing or using the Service, you signify your acceptance of and agreement to be bound by these Terms. If you disagree with any part of the terms, you must not access the Service.
1. General Disclaimer and Professional Use
1.1. Not Financial or Legal Advice: The content provided on kofinance.xyz, including all information regarding automation tools, expense tracking, invoicing workflows, and recommended software stacks, is for informational and educational purposes only. It does not constitute professional financial, legal, accounting, or tax advice. You must consult with a licensed professional for advice tailored to your specific business and jurisdiction.
1.2. Technology Risk: Automation tools, software integrations, and workflows contain inherent risks of failure, data loss, or security breaches. You acknowledge that you use all recommended tools and implement all workflows entirely at your own risk. We are not responsible for any technical failure, data loss, or financial impact resulting from the implementation of any information found on this Website.
1.3. No Guarantee of Results: We provide tutorials and best practices based on our experience. We make no guarantee that the implementation of any workflow or tool reviewed on this site will result in specific cost savings, productivity gains, or revenue increases for your solo business.
2. User Obligations and Conduct
2.1. Professional Use: You agree to use the Service only for professional, business-related, and lawful purposes.
2.2. Prohibited Conduct: You must not use the Website to:
- Post or transmit any content that contains spam, unsolicited commercial advertisements, or deceptive marketing practices.
- Introduce any viruses, malware, or destructive code to the Website or its users.
- Violate the intellectual property rights of kofinance.xyz or any third party.
3. Intellectual Property Rights
3.1. Ownership: The Website and its original content, including all workflow diagrams, tool comparison charts, proprietary tutorials, and features, are and will remain the exclusive property of kofinance.xyz and its licensors.
3.2. Limited Use License: We grant you a limited, non-transferable license to view, download, or print pages and tutorials from the Website for your own personal, non-commercial business use only (i.e., you may use the workflows for your own solopreneur business).
3.3. No Resale/Redistribution: You may not copy, redistribute, sell, or offer as part of your own product or service any of the proprietary guides, workflow diagrams, or written content without our express prior written permission.
4. Third-Party Links and Affiliate Disclosure
The Service contains links to third-party websites, software vendors, and affiliate partners (e.g., Zapier, Mailchimp).
- No Control: We have no control over the content, privacy policies, or practices of any third-party websites or services.
- Affiliate Disclosure: We may earn a commission if you click on an affiliate link and make a purchase. This relationship does not influence our content, but you acknowledge and accept this practice.
- Liability: We are not responsible for any issues or damages arising from your purchase or use of third-party products or services linked from our Website.
5. Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall kofinance.xyz, nor its directors, employees, partners, agents, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, lost data, business interruption, or financial loss, resulting from:
- Your implementation of any workflow or software integration suggested on the Service;
- Any technical failure, error, or omission in the content provided;
- Your reliance on any content or advice obtained from the Website.
6. Governing Law and Changes
6.1. Governing Law: These Terms shall be governed and construed in accordance with the laws of [Your State/Country of Jurisdiction], without regard to its conflict of law provisions.
6.2. Changes to Terms: We reserve the right to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
7. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Email: contact@kofinance.xyz